Does Dental Insurance Cover Implants?
For patients who have missing or damaged teeth, dental implants can restore a stunning smile and boost confidence. However, dental implants can be a costly procedure, especially if multiple teeth need to be replaced. Many patients want to know if they can expect to get insurance coverage for their dental implant procedure, as the cost can be a significant deciding factor on whether or not a patient gets their dental implants. Here, we discuss dental insurance regarding dental implants and what factors influence the cost of the procedure.
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Understanding What Dental Insurance Covers
Many people count on their dental insurance to cover regular dental visits. However, every insurance plan is unique and has its own requirements that determine coverage. Your eligibility for insurance coverage for a more extensive dental procedure, such as inserting dental implants, will vary depending on your plan and provider.
In order for insurance to cover a surgical procedure, most insurance companies require evidence that the procedure is a medical necessity for the patient. So, is dental implant surgery viewed as a medical necessity? The answer will depend on your individual circumstances and your insurance provider.
Many insurance companies see dental implants as a cosmetic procedure and not as a procedure that is essential for having good oral health and supporting one’s overall well-being. Because of this, it is less common to get insurance coverage for the entirety of dental implant surgery. However, many insurance plans can provide coverage for some or most of the procedure.
How to Get Dental Implants Covered By Insurance
When planning to get dental implant surgery, it’s important to carefully review your dental insurance plan to see if you’re eligible for coverage. Some insurance plans may offer full coverage, while others may offer partial coverage. For those that provide partial coverage, certain steps of the dental implant procedure may be covered by insurance, such as tooth extraction (removing damaged tooth/teeth), bone grafting (reinforcing the jawbone in preparation for implants), or implant placement (inserting the implants into the chosen spots).
Talk to your insurance provider to discuss the details of your plan, as well as the reasoning behind choosing dental implants. Some questions you may want to ask your insurance provider include:
- Does my plan cover any part of dental implant surgery?
- Does my plan cover implant procedures?
- Are tooth extractions and bone grafting covered in my plan?
- How long will I have to wait for the coverage to kick in?
- Is there an annual maximum or coverage limit that I need to keep in mind?
How Much Do Dental Implants Cost Without Insurance?
Every patient’s dental implant surgery is tailored to address their oral health concerns and achieve their smile goals. In general, dental implant procedures can cost $2,000 to $6,000 per tooth. The best way to determine the cost of your procedure is to schedule a consultation with an experienced periodontist to get a customized price quote.
Want to Know More About Dental Implants in Los Angeles, CA?
Are you considering dental implant surgery to address your smile concerns? If so, Dr. Salamati and his team in Los Angeles are ready to help you restore your teeth and create a smile that you’ll love. To learn more about dental implants or to schedule a consultation with Dr. Salamati, call (310) 275-1090 or fill out the online message form today.